Guides & resources
How-to guides for freelancers, profession-specific invoice pages, and state late-payment resources — all in one place.
How-to guides
In-depth articles on contracts, invoicing, late payments, and freelance paperwork.
Freelancing as a business means banking, entity choice, EINs, insurance, and DBA names—not only talent and invoices. These overviews help US freelancers understand common setup steps and contractor vs employee distinctions. Consult professionals for legal and tax decisions.
Track setup tasks with the Business Setup Checklist and our guides on LLC vs sole proprietorship and business bank accounts.
Freelance Business Bank Account: Why and How to Set One Up
Learn why US freelancers use dedicated business accounts, what to look for in a bank, and habits that keep bookkeeping clean.
Sole Proprietorship vs LLC for Freelancers (Overview)
High-level comparison of operating as a sole proprietor versus forming an LLC for US freelance businesses—not personalized legal advice.
EIN for Freelancers: When You Need One and How to Apply
US freelancers learn when an Employer Identification Number beats using a Social Security number on W-9s, banking, and contracts—and how to get an EIN free from the IRS in minutes.
Freelance Business Insurance Guide: Coverage US Solos Actually Need
Compare general liability, professional liability, cyber, and equipment coverage so US freelancers buy policies that match real client contract requirements—not oversold bundles.
DBA and Fictitious Business Names for US Freelancers
Register a DBA when you invoice under a brand, open local bank accounts, or comply with county fictitious name rules—without confusing your legal entity name on taxes.
Independent Contractor vs Employee: What US Freelancers Should Know
Understand IRS and DOL tests clients use to classify workers so you run a real freelance business—and spot misclassification that shifts taxes and benefits onto you unfairly.